Faking the AMEX & MasterCard in Germany on my Behalf?

Is it introduction of WERO & HiPay a logic question or a question mark for replacing PayPal for independency of European Trade Policies.

Allow the competion within themselves & some supermarket like LIDL & Banks like Norisbank a German bank with headquarters in Bonn is since November 2006 100% subsidiary of the Deutsche Bank group & as of 27 July 2012 purely a direct bank. They was in 1965 named Noris Kreditbank by their founder in Nuremberg. The first ATMs worldwide followed & the first German online banking offer starts in 1980. As of October 2003, DZ Bank became the new owner of Norisbank AG for a purchase price of EUR 180 million it is the second-largest bank in Germany by asset size & the central umbrella institution for roughly 700 local cooperative banks (Volksbanken Raiffeisenbanken) and their thousands of branches. Norisbank has then renamed to Teambank AG Nuremberg, while the sold branches were continued by the newly founded Norisbank based in Frankfurt am Main. The European Payments Initiative (EPI) as Principal Member for joint venture support them with HiPay Account-to-Account (A2A) use Experience & Wellet Payment which is already in usage on the local team in Paris, Portugal, Italy, Belgium, Spain, & of course Germany-Munich which is the Hub for their Technical Interface for optimization of Dealership with various Traders because is vital for national organization how their accountability works. This will boost the WERO Payments on counter & counterpoints shop. This is in France steel at the beginning of acceptance stage the *Proof of Concept* connecter interoperability with Hi-Tech like QR.Codes, Bancomat Payments & Point of Sale improvements.